Car insurance can be a major expense, but not all vehicles are created equal in terms of premiums. If you want a balance of quality and savings, these 20 vehicles can help keep your insurance costs down.
1. Subaru Outback
The Subaru Outback is known for its safety features and reliability, which contribute to lower insurance premiums. It’s an excellent choice for families who want both adventure and affordability.
2. Honda CR-V
The Honda CR-V is a top-selling compact SUV that scores high on safety ratings, helping to keep insurance costs manageable. Its popularity and reputation for durability make it a go-to for budget-conscious drivers.
3. Toyota Camry
The Toyota Camry’s excellent safety ratings and low theft rates make it one of the cheapest cars to insure. With its blend of reliability and fuel efficiency, it’s a smart choice for those looking to save on both insurance and long-term costs.
4. Ford Escape
The Ford Escape offers a great mix of safety features and a moderate price tag, resulting in lower insurance premiums. Its appeal as a practical, family-friendly SUV keeps it affordable for insurers.
5. Jeep Wrangler
Surprisingly, despite its rugged appearance, the Jeep Wrangler is relatively inexpensive to insure. Its strong resale value and loyal customer base contribute to lower repair costs, which insurers consider when setting rates.
6. Mazda CX-5
The Mazda CX-5 combines sporty performance with a strong safety record, which helps keep insurance premiums low. Its excellent handling and features make it a standout in the compact SUV market.
7. Chevrolet Equinox
The Chevrolet Equinox is a practical SUV with solid safety ratings and a reasonable price, leading to lower insurance costs. It’s a favorite among families looking for an affordable, reliable vehicle.
8. Hyundai Santa Fe
Hyundai’s Santa Fe is packed with safety features, making it an attractive option for insurers. Its reasonable cost of ownership and excellent warranty further enhance its affordability.
9. Kia Sorento
The Kia Sorento offers a solid value proposition, with lower-than-average insurance premiums thanks to its safety ratings and features. It’s a popular midsize SUV for those who want both style and savings.
10. Subaru Forester
Like the Outback, the Subaru Forester benefits from excellent safety ratings and a reputation for reliability, which helps keep insurance premiums down. It’s a practical choice for outdoor enthusiasts and families alike.
11. Toyota RAV4
Toyota’s RAV4 is consistently one of the best-selling SUVs in America, and its strong safety scores help make it affordable to insure. It’s a versatile and reliable option for those seeking low insurance costs.
12. Nissan Rogue
The Nissan Rogue’s safety features and affordability make it a budget-friendly option when it comes to insurance. Its compact size and fuel efficiency also add to its overall appeal.
13. Honda Accord
The Honda Accord has long been a staple of affordable, reliable transportation, and its insurance premiums reflect that. With high safety ratings and a strong resale value, it’s a smart choice for cost-conscious drivers.
14. Volkswagen Jetta
Jonathan Weiss
The Volkswagen Jetta offers a solid mix of European engineering and affordability, resulting in lower insurance premiums. It’s a practical sedan that doesn’t skimp on style or performance.
15. Ford F-150
Despite being one of the most popular trucks in the U.S., the Ford F-150 is surprisingly affordable to insure. Its durability and widespread availability of parts help keep repair costs, and therefore insurance rates, low.
16. Chevrolet Traverse
The Chevrolet Traverse is a large SUV that offers family-friendly features and solid safety ratings. Its size doesn’t mean high insurance costs, though, as it remains one of the more affordable vehicles in its class to insure.
17. Subaru Impreza
The Subaru Impreza is another model from Subaru that benefits from great safety ratings and affordability, leading to lower insurance premiums. Its all-wheel-drive capabilities and practical design make it a favorite among cost-conscious buyers.
18. Hyundai Elantra
The Hyundai Elantra is an economical sedan with low insurance premiums thanks to its safety features and reasonable price point. Its long warranty and affordable maintenance costs add to its overall appeal.
19. Toyota Prius
The Toyota Prius isn’t just good for saving on gas; it’s also surprisingly affordable to insure. Its reputation for reliability and excellent safety scores make it a strong contender for budget-minded drivers.
20. Chrysler Pacifica
The Chrysler Pacifica, particularly in its hybrid form, offers family-friendly features and great safety ratings, helping to keep insurance costs low. It’s a versatile minivan that balances practicality with affordability.
Don’t Sacrifice Quality
If you’re in the market for a new vehicle but don’t want to break the bank on insurance, these 20 cars offer both peace of mind and affordability. From reliable sedans to practical SUVs, these vehicles prove that you don’t have to sacrifice quality to save money on your premiums.
Featured Image Credit: Shutterstock / mojo cp.
The content of this article is for informational purposes only and does not constitute or replace professional advice.
The images used are for illustrative purposes only and may not represent the actual people or places mentioned in the article.
For transparency, this content was partly developed with AI assistance and carefully curated by an experienced editor to be informative and ensure accuracy.
